Southern Prime Lending Inc.
Specializing in conventional and FHA home loans & offering competitive lending rates.
Areas of expertise
Conventional
Conventional
Conventional
If you have a solid credit history, this may be your best choice. In addition to lower interest rate potential, this flexible solution offers a choice of fixed-rate or adjustable-rate mortgage (ARM) financing with a wide variety of term options.
FHA Loan
Conventional
Conventional
A Federal Housing Administration (FHA) loan is insured by the federal government, which imposes less stringent approval guidelines. First-time buyers like FHA loans, as their family members can supply gift funds to help with closing costs.
VA Loans
Conventional
Jumbo Loans
Created for servicemembers returning home after WWII, VA loans are for military veterans, active servicemembers, surviving spouses and some reservists. Up to $2 million in funding may be available.
Jumbo Loans
Jumbo Loans
Jumbo Loans
Moving up to a bigger home, building a luxury custom, or shopping in a high-cost area? Our Jumbo loan program might be the solution! In addition to owner-occupied homes, we offer Jumbo financing for vacation and investment properties. here.
USDA Loans
Jumbo Loans
USDA Loans
For those who meet certain income requirements.Live within designated "rural" areas and who may not qualify for conventional loans.
Non -QM
Jumbo Loans
USDA Loans
Commonsense solutions for retirees self employed real estate investors those with high debt-to-income ratios or less than perfect credit.
AND MORE!
Generate excitement
80% Loan to Value on Cashout Refinances
Conforming & Jumbo Loans
97% Loan to Value on Purchases
10-30 year terms
Fixed & Adjustable Rates
Property types are for single family homes, townhouses and condos.